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Holiday Homes

Dreaming of owning your own holiday home?

It’s every Kiwi's dream to have a place to escape to, whether it’s a little hideaway in the mountains, or a bach by the sea. 

Once you’ve found that dream place, it's important to work out how you will cover the ongoing costs of your new holiday home. Just as with any other home there will be insurance, rates, utilities, ongoing maintenance plus the cost of furnishings.

Often the mortgage costs can be covered by renting it out when you are not there, but to make this happen there are extra costs to consider such as cleaning and property management fees. It will also need to present well, be priced correctly and to fully maximize the rental income it will need to be available during the peak season which is unfortunately when you will probably be wanting to use it too! 

A Mortgage Link Adviser will be able to look at the value of your existing property, the one you have your eye on and the amount of equity that you are holding to help determine whether you can comfortably afford a little slice of the Kiwi dream. Your adviser can then guide you through the available mortgage options and guide you through next steps. Those endless sea or mountain views may not be as far away as you think!

 

 

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